I had the most wonderful holiday with my family and I hope you all did as well. When you are my age, you will know that nothing is more important than your family. Nothing is forever with family; one of my brothers faces a liver transplant, so there are always concerns. That is why we live as though there are no tomorrows and I try to never "burn a bridge."
For reasons I am not sure of, I have begun to save now in three ways. I've written about buying EE savings bonds and starting a Bank of America regular savings account and because I hear good things about ING I have also begun an account there. As I learn more about what I am doing maybe I will do things differently but for the time being it is all an experiment for me.
I decided to buy Dave Ramsey's book "Total Money Makeover." I bought a used copy on Amazon which came to just over $13.00 with shipping and handling. I immediately covered the credit card charge by paying for it from my bank. I seldom buy books because I am a huge fan of the library but this seemed like one I needed to have. There is also a workbook available as well which I may buy if I need to. I like shopping for books used at Amazon because they are always in great condition when used
despite the lower price.
I am looking forward to 2007 in order to see what I can do financially. You all have been a blessing to me by making me see that I need to keep out of denial, to value the small steps and keeping me straight (most of the time).
I apologize because once or twice I have been a bit "snarky" with some of you who are doing so well, and are totally out of my financial world. Please accept it as the "green-eyed monster" run amok, and I will try to do better.
HAPPY NEW YEAR!!!!!